(function() { // Ambil nilai rasio dari field yang ada let basicLiquidityRatio = fieldname48; // Basic Liquidity Ratio let liquidAssetToNetWorthRatio = fieldname67; // Liquid Asset to Net Worth Ratio let debtToAssetRatio = fieldname51; // Debt to Asset Ratio let savingRatio = fieldname52; // Saving Ratio let debtServiceRatio = fieldname54; // Debt Service Ratio let nonMortgageDebtServiceRatio = fieldname55; // Non-Mortgage Debt Service Ratio let investmentAssetToNetWorthRatio = fieldname56; // Investment Asset to Net Worth Ratio let solvencyRatio = fieldname57; // Solvency Ratio // Fungsi untuk evaluasi setiap rasio function evaluateBasicLiquidityRatio(ratio) { if (ratio <= 2) return "Tidak Sehat"; if (ratio <= 3) return "Cukup Sehat"; if (ratio <= 6) return "Sehat"; return "Sehat tapi tidak efektif"; } function evaluateDebtToAssetRatio(ratio) { if (ratio <= 0.1) return "Sehat"; if (ratio <= 0.3) return "Cukup Sehat"; if (ratio <= 0.5) return "Kurang Sehat"; return "Tidak Sehat"; } function evaluateSavingRatio(ratio) { if (ratio <= 0) return "Tidak Sehat"; if (ratio <= 0.1) return "Cukup Sehat"; if (ratio <= 0.3) return "Sehat"; return "Sehat tapi tidak efektif"; } function evaluateDebtServiceRatio(ratio) { if (ratio <= 0) return "Sehat"; if (ratio <= 0.2) return "Cukup Sehat"; if (ratio <= 0.35) return "Kurang Sehat"; return "Tidak Sehat"; } function evaluateNonMortgageDebtServiceRatio(ratio) { if (ratio <= 0) return "Sehat"; if (ratio <= 0.2) return "Cukup Sehat"; if (ratio <= 0.35) return "Kurang Sehat"; return "Tidak Sehat"; } function evaluateInvestmentAssetToNetWorthRatio(ratio) { if (ratio <= 0) return "Tidak Sehat"; if (ratio <= 0.3) return "Kurang Sehat"; if (ratio <= 0.5) return "Sehat"; return "Sehat"; } function evaluateSolvencyRatio(ratio) { if (ratio <= 0) return "Tidak Sehat"; if (ratio <= 0.3) return "Kurang Sehat"; if (ratio <= 0.5) return "Cukup Sehat"; return "Sehat"; } function evaluateLiquidAssetToNetWorthRatio(ratio) { if (ratio <= 0.05) return "Tidak Sehat"; if (ratio <= 0.1) return "Kurang Sehat"; if (ratio <= 0.15) return "Cukup Sehat"; return "Sehat"; } // Bobot untuk setiap rasio let weightBasicLiquidity = 0.20; // 20% let weightDebtToAsset = 0.15; // 15% let weightSavingRatio = 0.15; // 15% let weightDebtService = 0.20; // 20% let weightNonMortgageDebtService = 0.10; // 10% let weightInvestmentAssetToNetWorth = 0.10; // 10% let weightSolvencyRatio = 0.05; // 5% let weightLiquidAssetToNetWorth = 0.05; // 5% // Konversi hasil evaluasi rasio ke skor function convertScore(result) { if (result === "Sehat" || result === "Sehat tapi tidak efektif") { return 3; } else if (result === "Cukup Sehat") { return 2; } else if (result === "Kurang Sehat") { return 1; } else { return 0; } } // Menghitung skor masing-masing rasio let basicLiquidityScore = convertScore(evaluateBasicLiquidityRatio(basicLiquidityRatio)) * weightBasicLiquidity; let debtToAssetScore = convertScore(evaluateDebtToAssetRatio(debtToAssetRatio)) * weightDebtToAsset; let savingRatioScore = convertScore(evaluateSavingRatio(savingRatio)) * weightSavingRatio; let debtServiceScore = convertScore(evaluateDebtServiceRatio(debtServiceRatio)) * weightDebtService; let nonMortgageDebtServiceScore = convertScore(evaluateNonMortgageDebtServiceRatio(nonMortgageDebtServiceRatio)) * weightNonMortgageDebtService; let investmentAssetToNetWorthScore = convertScore(evaluateInvestmentAssetToNetWorthRatio(investmentAssetToNetWorthRatio)) * weightInvestmentAssetToNetWorth; let solvencyRatioScore = convertScore(evaluateSolvencyRatio(solvencyRatio)) * weightSolvencyRatio; let liquidAssetToNetWorthScore = convertScore(evaluateLiquidAssetToNetWorthRatio(liquidAssetToNetWorthRatio)) * weightLiquidAssetToNetWorth; // Total skor let totalScore = basicLiquidityScore + debtToAssetScore + savingRatioScore + debtServiceScore + nonMortgageDebtServiceScore + investmentAssetToNetWorthScore + solvencyRatioScore + liquidAssetToNetWorthScore; // Konversi total skor ke dalam skala 0-100 totalScore = totalScore * 100 / 3; // Kesimpulan berdasarkan total skor let financialHealth; if (totalScore >= 75) { financialHealth = "Sehat"; } else if (totalScore >= 50) { financialHealth = "Cukup Sehat"; } else if (totalScore >= 25) { financialHealth = "Kurang Sehat"; } else { financialHealth = "Tidak Sehat"; } // Return kesimpulan akhir return financialHealth; })();